Scum is possibly too polite a word for these people:

The insurer today said its profit margins would be between 16.8 per cent and 17.2 per cent for the financial year that recently finished, significantly higher than previous guidance of 12.5 to 14.5 per cent. Managing director Mike Wilkins said claims from natural disasters were A$470 million ($550 million), compared with its previous assumption they would hit A$620m.

They should be forced to hold their board meeting in Dallington and see how boasting of those sort of profit margins goes down there.